Children’s Dentist Takes Insurance in Lake Zurich
Dentistry Made Affordable for Lake Zurich Families
When it comes to taking care of your child’s smile, you want to make sure you have dental insurance that will take care of the cost. While most plans do not agree to full coverage for restorative treatment, preventive care is regarded as essential among insurers and dentists alike. Furthermore, many other services often receive partial coverage, depending on the specifics of your plan. Rest assured, our team is standing by to help you maximize your dental insurance benefits in a way that protects and improves your child’s smile and also helps you save.
Understanding How Dental Insurance Works
Health insurance is mainly used for treating problems after they’ve already occurred; however, dental insurance is a little different. It is designed around preventive care and the pursuit of better oral health. This is why most insurance companies agree to pay 80-100% of regular checkups and cleanings, digital X-rays, and many other preventive services. They’ll also often pay for a portion of restorative treatments should your little one develop a cavity or facial trauma of any kind. Just be sure you’re reading through the details of your plan to know the extent of what is and isn’t covered.
What Does My Dental Insurance Cover?
We won’t know for certain what your plan covers and what your out-of-pocket expenses will be until you bring your child in for an examination. That said, there are similar trends that many insurance companies use to break down coverage levels. Here’s a general breakdown:
- 80-100% preventive services (i.e., dental checkups and cleanings, fluoride treatment, digital X-rays)
- 70-80% minor restorative services (i.e., dental fillings)
- 50% major restorative services (i.e., dental crowns)
Your plan may also include orthodontic coverage, but you should always confirm this before committing to treatment.
Our In-Network Dental Insurance Providers
We’re in-network with most major insurance providers, including Cigna, Delta Dental Premier, MetLife, BlueCross BlueShield, and more concerning pediatric dentistry. For patients interested in orthodontics, we are in-network with Delta Dental Premier. Don’t hesitate to contact our office if you’re unsure about whether we accept your plan; we’re always happy to help!
